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2. When to use a personal loan to pay off credit card debt - AOL

   www.aol.com/finance/personal-loan-pay-off-credit...

   Imagine you have $5,000 in debt on a credit card with a 17 percent APR and $7,000 in debt on a second credit card with a 21 percent APR. You are only able to put $100 towards each credit card per ...

3. Pros and cons of a balance transfer - AOL

   www.aol.com/finance/pros-cons-balance-transfer...

   “Credit card interest is very high at present, with rates from 18 percent to as high as 27 percent. Banks are allowed to charge high interest because credit card charges are unsecured loans.

4. 8 balance transfer credit card mistakes to avoid - AOL

   www.aol.com/finance/8-balance-transfer-credit...

   Personal loans can have very high interest rates, so you may be tempted to move what you owe to a balance transfer credit card, instead. Unlike credit cards, however, installment loans are not ...

5. The biggest pros and cons of personal loans for bad credit - AOL

   www.aol.com/finance/pros-cons-bad-credit-loans...

   Most come with high interest rates and fees but can be more cost-efficient than a bad credit personal loan. That said, pay the balance off as soon as possible to minimize interest charges.

6. Is it better to pay off your credit card or keep a balance? - AOL

   www.aol.com/finance/better-pay-off-credit-card...

   It is not necessary or beneficial to carry a balance on a credit card for credit score purposes. To maintain a good credit score, it is best to pay off credit card balances in full every month.

7. 5 tips to stop wasting your money on credit card interest - AOL

   www.aol.com/finance/5-tips-stop-wasting-money...

   That means if you’re moving $5,000 to the balance transfer credit card, you’ll pay a fee of anywhere from $150 to $250. ... pay off your credit card debt. Interest rates on personal loans can ...