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If the payee attempts to cash the check before the date on this line and the check bounces, the person who wrote the check and the one who cashes it could face fees from their bank. 7. Signature Line
Post-dated cheques are common and enforceable. [9] In 1998, the Supreme Court ruled that a post-dated cheque is a bill of exchange and does not become payable on demand until the date written on the cheque A "post- dated cheque" is only a bill of exchange when it is written or drawn, it becomes a "cheque" when it is payable on demand.
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Your bank’s routing number: The first set of numbers in the bottom left of your check is your bank’s American Banking Association, or ABA, routing number which tells banks where to find the ...
The routing number on a check represents the financial institution sending the payment. The other number is the number assigned to your checking account when you open the account .
A cheque that has an issue date in the future, a post-dated cheque, may not be able to be presented until that date has passed. In some countries writing a post dated cheque may simply be ignored or is illegal. Conversely, an antedated cheque has an issue date in the past. A cheque number was added and cheque books were issued so that cheque ...
For example, a check from Wachovia Bank in Yardley, PA, has a fraction of 55-2/212 and a routing number of 021200025. The prefix (55) no longer has any relevance, but from the remainder of the fraction, the first 8 digits of the routing number (02120002) can be determined, and the check digit (the last digit, 5 in this example) can be ...
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