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2. 8 ways to refinance a mortgage with bad credit - AOL

   www.aol.com/finance/7-ways-refinance-mortgage...

   Freddie Mac’s Refi Possible also offers more flexible qualification requirements for those seeking to refinance with a low credit score. The program is designed for low- to moderate-income ...

3. Mortgage loan modification: What it is and how to get one - AOL

   www.aol.com/finance/mortgage-loan-modification...

   Refinance: You might consider refinancing if interest rates have fallen since you got your loan, you have strong enough credit and income to qualify for a new mortgage and you can afford the ...

4. How to buy a house with low income - AOL

   www.aol.com/finance/buy-house-low-income...

   “Having a low income can increase your debt-to-income (DTI) ratio,” says Balenda Hetzel, a regional vice president with CrossCountry Mortgage. “This limits some of the loan program options ...

5. Is it time to refinance your mortgage? 5 ways to prepare. - AOL

   www.aol.com/finance/time-refinance-mortgage-5...

   Paying off debt and keeping your total monthly payments low relative to your income may affect the types of loans you could qualify for, how much you'll be able to borrow, the rates you'll be ...

6. How To Refinance a Mortgage With Bad Credit - AOL

   www.aol.com/refinance-mortgage-bad-credit...

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7. Loan modification vs. refinance: Which option is best for you?

   www.aol.com/finance/loan-modification-vs...

   Homeowners typically refinance to lower their monthly mortgage payments, pay their home off faster or tap into home equity. Unlike a loan modification, it comes with hefty closing costs . When ...

8. FHA streamline refinance: What is it and how does it work? - AOL

   www.aol.com/finance/fha-streamline-refinance...

   Lower monthly payment: The FHA requires a “net tangible benefit” when doing a streamline refinance. These benefits include lowering your mortgage payment (including the mortgage insurance) by ...

9. How to get a low-cost mortgage refinance - AOL

   www.aol.com/finance/low-cost-mortgage-refinance...

   A low cost mortgage refinance lets you save money on closing costs so you can put more money toward other financial goals, such as paying off student loan debt or high-interest credit cards.