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Uninsured motorist coverage and underinsured motorist coverage pay for your medical bills and other damages if another driver hits you and they don’t have any or enough bodily injury liability ...
Uninsured/Underinsured motorist coverage (UM/UIM): Uninsured and underinsured motorist coverage offer financial protection in the event that you get into an accident with a driver who is uninsured ...
Underinsured Motorist Bodily Injury Coverage protects a driver by financially compensating him for his injury in the event that he is injured in an accident by someone else who negligently caused his injuries when the driver or owner has liability coverage for his or her vehicle that is less than the amount of the victim's liability coverage ...
Uninsured motorist coverage is often lumped with underinsured motorist coverage, but they are two different types of coverage. While uninsured motorist coverage is for accidents where the at-fault ...
Uninsured/Underinsured coverage, also known as UM/UIM, provides coverage if an at-fault party either does not have insurance, or does not have enough insurance. In effect, the insurance company pays the insured medical bills, then would subrogate from the at fault party. This coverage is often overlooked and very important.
Uninsured/underinsured motorist bodily injury (UM/UIM BI). Protects you if you're hit by a driver who either has no insurance or insufficient coverage to pay for your medical costs.
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