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By contrast, for-profit debt relief companies aim to make money from their services. How the organizations are funded. Nonprofits receive financial support from other sources, such as grants ...
Nonprofit debt consolidation may not even be available to everyone. Though it may seem like a cruel reality, approval for debt consolidation programs relies on the same range of factors credit ...
Debt management plans are offered by nonprofit agencies that work with creditors and lenders to negotiate more favorable terms for you. You make one monthly payment to the agency, which then pays ...
For-profit counseling is offered by debt relief companies and may charge higher rates. These companies — especially nonprofit — will work with you to help get your finances in order. You’ll ...
The National Foundation for Credit Counseling (NFCC), founded in 1951, is the largest and longest-serving nonprofit financial counseling organization in the United States. NFCC member agencies provide access to financial counseling services for consumers.
A debt consolidation loan can provide a lower interest rate than most credit cards. According to Bankrate data, the average personal loan currently has an interest rate of around 12 percent. That ...
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