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Kentucky is a no-fault state, meaning each driver in the accident, regardless of fault, files initial claims with their own company. A driver’s personal injury protection (PIP) coverage then ...
Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...
Penalties for driving without insurance in Kentucky. Driving without insurance in Kentucky is a risky move that can result in hefty penalties. A first-time offense can lead to fines ranging from ...
No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.
A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.
Jeffrey Thomas O'Connell (September 29, 1928 – January 6, 2013) was an American legal expert, professor, and attorney. In 1965, O'Connell and Harvard Law School professor Robert Keeton co-authored the book Basic Protection for the Traffic Victim: A Blueprint for Reforming Automobile Insurance, which created the theoretical underpinnings of no-fault law.