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Determining your eligibility for Chapter 7 or Chapter 13 bankruptcy involves passing a means test based on your income and expenses. The calculations can be complex, and errors might disqualify ...
Key takeaways. You may be able to get out of debt without paying based on factors like your total debt, type of debt and income. Several programs are available to help forgive student loan debt ...
Chapter 13 bankruptcy allows people with regular income to repay debts over time, protecting assets and recovering financial stability. To qualify, individuals must meet income and debt limits and ...
Under U.S. Bankruptcy law, it is also a person who applies to a debt relief agency. [4] A debt relief agency is "any person who provides any bankruptcy assistance to an assisted person in return for the payment of money or other valuable consideration, or who is a bankruptcy petition preparer" under 11 U.S.C. § 110. "The term 'assisted person ...
Filing for bankruptcy should be a last resort, but it can help. Chapter 7 requires a means test but will eliminate most of your debt, and you may see a rebound in your credit score in just a few ...
JALA is a mid-size law firm with over 50 lawyers and support staff who offer free legal services to low income clients in civil legal matters which include public benefits, employment/unemployment law, family law, landlord-tenant disputes, fair housing, guardianship, refugee and asylee immigration, foreclosure defense, and consumer law. [3]
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