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2. New proposed rule could transform student loan interest - AOL

   www.aol.com/news/proposed-rule-could-transform...

   Story at a glance The Education Department has proposed eliminating certain instances of interest capitalization on federally held student loans. It’s a lesser-known mechanism in which interest ...

3. Compound interest: Your greatest ally or your worst enemy - AOL

   www.aol.com/finance/compound-interest-greatest...

   Student loans: While federal student loans accrue simple interest, some private lenders charge compound interest. This process, called interest capitalization, can make it challenging for ...

4. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   Direct Unsubsidized: Unlike Subsidized loans, these federal loans do not require students to demonstrate financial need and they are responsible for paying interest on the loan during all periods. If the student chooses not to pay the interest while in school, the interest will accumulate and be added to the principal.

5. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   In 2021, student loan servicers began dropping out of the federal student loan business, including FedLoan Servicing on July 8, Granite State Management and Resources on July 20, and Navient on September 28. [40] According to Sallie Mae, as of 2021, 1 in 8 families are using private student loans when federal financing does not cover all ...

6. How the Fed rate changes impact student loan interest rates - AOL

   www.aol.com/finance/fed-rate-hikes-impact...

   The Federal Reserve’s actions can influence student loan interest rates.

7. Income-driven repayment - Wikipedia

   en.wikipedia.org/wiki/Income-driven_repayment

   A borrower is a "new borrower" if, when receiving a federal student loan on or after October 1, 2007, the borrower did not have an outstanding balance on another federal student loan. [2] The Revised Pay As You Earn Plan is available to all Direct Loan borrowers regardless of when the money was borrowed.