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2. First-time buyer - Wikipedia

   en.wikipedia.org/wiki/First-time_buyer

   A first-time buyer is usually desirable to a seller as they do not have to sell a property, and as such will not involve a housing chain. [2]In the US, Canada, [3] and Australia, [4] the average age of first-time buyers is usually around their mid-30s, [5] [6] while in the UK it's between 25 and 34 years old.

3. Help to Buy - Wikipedia

   en.wikipedia.org/wiki/Help_to_Buy

   Since flats are often the first step on the UK housing ladder, the majority of first-time buyers who had bought property using the UK government's help to buy scheme found themselves unable to sell their properties from 2019 due to the United Kingdom cladding crisis, which saw a collapse in confidence among mortgage lenders in the regulation of ...

4. Chain-free property - Wikipedia

   en.wikipedia.org/wiki/Chain-free_property

   The term 'property chain' is common in real estate, especially in the UK.The chain is the line of people buying and selling. For example, there might be a first-time buyer trying to purchase a small flat, another person waiting to move from the flat to a small house, another person waiting to move from the small house to a larger house, and so on.

5. Stamp duty changes ‘will motivate’ first time buyer boom in ...

   www.aol.com/news/stamp-duty-changes-motivate...

   Looming changes to stamp duty will give first-time buyers “greater motivation” to get on the housing ladder, British bank Halifax has said. The average price of a home in the UK reached nearly ...

6. First-time homebuyer guide - AOL

   www.aol.com/finance/first-time-homebuyer-guide...

   Most first-time homebuyers get a 30-year, fixed-rate mortgage. Step 3: Get quotes from at least three mortgage lenders Comparing mortgage loan offers is one of the essential steps to buying a house.

7. 21% of new first-time buyers stretch mortgage terms for more ...

   www.aol.com/21-first-time-buyers-stretch...

   The trend of longer-term mortgages is ‘further evidence of the ongoing affordability crunch’, according to UK Finance’s Household Finance Review. 21% of new first-time buyers stretch ...

8. Owner-occupancy - Wikipedia

   en.wikipedia.org/wiki/Owner-occupancy

   Many countries offer aid to prospective homebuyers to make their purchases. These measures include grants, subsidized mortgages, and mortgage guarantees. Prospective homebuyers may have to meet certain qualifications to qualify for government aid, such as being a first-time homebuyer or having an income below a certain threshold. [2]

9. What is the average down payment for first-time homebuyers? - AOL

   www.aol.com/finance/average-down-payment-first...

   The average down payment on a house for a first-time buyer is just 8 percent, and some loan programs allow for as little as 3 percent down.