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2. How do certificates of deposit work? Understanding CDs ... - AOL

   www.aol.com/finance/how-do-cds-work-220139365.html

   Most CDs compound interest daily or monthly. For short-term CDs of under 12 months, the APY is often very close to the stated interest rate because the effect of compounding is negligible over ...

3. How do CDs work? - AOL

   www.aol.com/finance/cds-212435091.html

   A CD is a time deposit account, so you’re making a commitment to keep your money in the CD for a set length of time. If you want to take money out of your CD before it matures, you’ll pay an ...

4. No-penalty CD vs. savings account: Which is the best choice ...

   www.aol.com/finance/no-penalty-cd-vs-savings...

   No monthly service fees. No-penalty CDs don’t come with the monthly maintenance fees you might find with some ... — offered by many digital and online-only banks — can pay 10 to 20 times ...

5. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates. CDs require a minimum deposit and may offer higher ...

6. What Is a Dividend Rate on a CD? - AOL

   www.aol.com/dividend-rate-cd-005433366.html

   Certificates of deposit do not pay dividends in the traditional sense like stocks do. Instead, CDs earn interest. This interest is similar to the returns from a bond or savings account, accruing ...

7. What Is a CD (Certificate of Deposit)? - AOL

   www.aol.com/cd-certificate-deposit-020004620.html

   Callable CD: In return for a higher interest rate, allows the bank to redeem the CD before maturity, pay the principal and interest to you and close the account High-yield CD: Offers some of the ...