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If you have a balance remaining, you will be notified by your loan servicer about your new monthly payment once payments resume after Dec. 31, 2022. Debt Discharge Is Paused: Do You Need To Reapply?
In 2022, the Department of Education announced a one-time payment adjustment that will count certain months toward student loan forgiveness for borrowers with an income-driven repayment (IDR) plan.
Federal student loan borrowers have about a month to prepare for the resumption of payments following a payment moratorium that began in March 2020, during the early days of the COVID-19 pandemic ...
Only new borrowers may qualify if they received a disbursement on a loan on or after October 1, 2011. One qualifies as a new borrower if he/she had no outstanding balance on a Direct Loan or FFEL Program loan when he/she received a Direct Loan or FFEL Program loan on or after October 1, 2007. As with Income-Based Repayment (IBR), the borrower ...
The PSLF program forgives remaining student loan balances for borrowers in the Direct Loan program after 120 qualifying monthly payments under an income-driven repayment (IDR) plan.
Prepayment is the early repayment of a loan by a borrower, in part (commonly known as a curtailment) or in full, often as a result of optional refinancing to take advantage of lower interest rates. [ 1 ]