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  2. Penalties for driving without insurance in Illinois - AOL

    www.aol.com/finance/penalties-driving-without...

    In Illinois, the average cost of car insurance is $681 for state-mandated minimum coverage, while full coverage, which includes collision and comprehensive, costs an average of $2,310 annually ...

  3. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...

  4. These states are increasing minimum coverage ... - AOL

    www.aol.com/finance/states-increasing-minimum...

    In California, minimum coverage car insurance requirements are 30/60/15 effective Jan. 1, 2025. Utah minimum coverage limits will increase to 30/60/25. Virginia limits will be 50/100/25.

  5. What are the different types of car insurance coverage? - AOL

    www.aol.com/finance/different-types-car...

    You carry collision coverage on your vehicle with a $500 deductible. Since the deductible is your responsibility, your insurance company would pay $700 towards the repairs. Comprehensive (COMP or OTC)

  6. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    Individuals who do not have liability coverage for the vehicle he or she is operating. In most states, it is a crime to be uninsured in this manner. When an individual flees the scene of an accident without leaving sufficient information to identify him or herself, the individual is considered uninsured for the purposes of an uninsured motorist ...

  7. Usage-based insurance - Wikipedia

    en.wikipedia.org/wiki/Usage-based_insurance

    Coverage is based on other data collected from the vehicle, including speed and time-of-day information, historic riskiness of the road, driving actions in addition to distance or time travelled. The formula can be a simple function of the number of miles driven, or can vary according to the type of driving or the identity of the driver.

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