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  2. Annuity payout options: How to pick the right one for you - AOL

    www.aol.com/finance/annuity-payout-options-pick...

    Lump-sum payment. A lump-sum payment lets you receive the full value of your annuity all at once. While this might sound appealing, it can carry significant tax implications. The IRS requires you ...

  3. For My Pension Payout, Should I Take a $48,000 Lump Sum or ...

    www.aol.com/48-000-lump-sum-462-113000982.html

    Let’s assume you have no cost of living adjustments on the pension annuity or rate of return on the lump sum payment. Then, at $462 a month and $5,544 annually, you need to reach 8.65 years to ...

  4. Lump sum payout vs. annuity from a pension: How to decide - AOL

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    Lump sum vs. annuity: 6 factors to consider when making your decision. Everyone’s financial situation is different, so it’s important to consider a few key factors — such as tax implications ...

  5. Federal Employees Retirement System - Wikipedia

    en.wikipedia.org/wiki/Federal_Employees...

    The FERS annuity is based on a specified percentage (either 1% or 1.1% for most employees, see below), multiplied by (a) the length of an employee's Federal service eligible for FERS retirement (referred to as "creditable Federal service", which may not be the actual duration of Federal employment) and (b) the average annual rate of basic pay ...

  6. How to Calculate Your High-3 for Federal Retirement - AOL

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  7. How To Calculate the Present and Future Value of Annuity - AOL

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    In order to calculate the value of an annuity, you need to know the amount of each payment, the frequency of payments, the number of payments and the interest rates. To calculate the present value ...