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2. The fully accessible guide to paying for college for students ...

   www.aol.com/finance/fully-accessible-guide...

   There are three types of federal Direct Loans you can apply for: Direct Subsidized Loans, Direct Unsubsidized Loans and Direct PLUS Loans. Direct Subsidized Loans: Students with financial need ...

3. Student loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_loans_in_the...

   Federal loans are either subsidized (the government pays the interest) or unsubsidized. Federal student loans are subsidized for undergraduates only. Subsidized loans generally defer payments and interest until some period (usually six months) after the student has left school. [55] Some states have their own loan programs, as do some colleges ...

4. Federal Direct Student Loan Program - Wikipedia

   en.wikipedia.org/wiki/Federal_Direct_Student...

   Direct Unsubsidized: Unlike Subsidized loans, these federal loans do not require students to demonstrate financial need and they are responsible for paying interest on the loan during all periods. If the student chooses not to pay the interest while in school, the interest will accumulate and be added to the principal. [12]

5. Pell Grant - Wikipedia

   en.wikipedia.org/wiki/Pell_Grant

   A Pell Grant is a subsidy the U.S. federal government provides for students who need it to pay for college. Federal Pell Grants are limited to students with exceptional financial need, who have not earned their first bachelor's degree, or who are enrolled in certain post-baccalaureate programs, through participating institutions.

6. Subsidized vs. Unsubsidized Student Loans: What's the ... - AOL

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7. Federal vs. private student loans: What’s the difference? - AOL

   www.aol.com/finance/federal-vs-private-student...

   Federal student loans. Private student loans. Interest rates. 5.50% to 8.05% for loans disbursed before July 1, 2024. 6.53% to 9.08% fixed for loans disbursed after July 1, 2024

8. Student financial aid in the United States - Wikipedia

   en.wikipedia.org/wiki/Student_financial_aid_in...

   In 2022, Williams College became the first institution of higher education in the United States to eliminate both loans and work-study contributions from their financial aid programs. Many of these programs are aimed at students whose parents earn less than a certain income — the figures vary by college or university.

9. FAFSA - Wikipedia

   en.wikipedia.org/wiki/FAFSA

   Similar to Direct Subsidized Loans, Direct Unsubsidized Loans have fixed interest rates that are set yearly by the U.S. Congress. The Federal Work-Study Program – An employment program that encourages students with low expected family contributions to find part-time work while pursuing their studies. The program allows the federal government ...