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2. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   When you should not refinance your mortgage. Refinancing isn’t always right for everyone. It may not be the best idea to refinance if: You’ve paid too much already.

3. Refinance appraisal: How it works and what to expect - AOL

   www.aol.com/finance/refinance-appraisal-works...

   If the appraisal shows your home value has gone up, you may be eligible for a lower interest rate or be able to get more cash out in a refinance. Finally, if your home value has increased, it can ...

4. Does refinancing a mortgage affect your property taxes? - AOL

   www.aol.com/finance/does-refinancing-mortgage...

   Let’s say your home’s assessed value on your most recent property tax bill was $368,000, while the appraised value for the refinance is $430,000. Your property taxes would be calculated using ...

5. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   A similar property with a value of $100,000 with a first mortgage of $50,000 and a second mortgage of $25,000 has an aggregate mortgage balance of $75,000. The CLTV is 75%. Combined loan to value is an amount in addition to the Loan to Value, which simply represents the first position mortgage or loan as a percentage of the property's value.

6. 5 Signs Now is the Right Time to Pay off Your Mortgage - AOL

   www.aol.com/5-signs-now-time-pay-135700397.html

   Suppose your home’s market value is $400,000 and your mortgage balance is $200,000. If you need $25,000 to pay for college or to start a business, you could do a cash-out refinance that nets you ...

7. Types of mortgage refinance: How to choose - AOL

   www.aol.com/finance/types-mortgage-refinance...

   Generally, the closing costs to refinance a mortgage are cheaper than the costs to get a mortgage to buy a home. In 2021, the average refinance on a single-family home ran less than 1 percent of ...