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2. When should you refinance your mortgage? - AOL

   www.aol.com/finance/when-to-refinance-mortgage...

   When you should not refinance your mortgage. Refinancing isn’t always right for everyone. It may not be the best idea to refinance if: You’ve paid too much already.

3. Does refinancing a mortgage affect your property taxes? - AOL

   www.aol.com/finance/does-refinancing-mortgage...

   Let’s say your home’s assessed value on your most recent property tax bill was $368,000, while the appraised value for the refinance is $430,000. Your property taxes would be calculated using ...

4. Refinance appraisal: How it works and what to expect - AOL

   www.aol.com/finance/refinance-appraisal-works...

   Bank of America, for example, requires a refinance appraisal “to accurately assess the value of the property and the risk of the transaction,” says Ann Thompson, retired specialty lending ...

5. 5 Signs Now is the Right Time to Pay off Your Mortgage - AOL

   www.aol.com/5-signs-now-time-pay-135700397.html

   2. You can get a lower interest rate. If you’re paying at least 0.75% more than the going mortgage rate, which is about 6.49% as of late August 2024, you’re in a great position to consider ...

6. Loan-to-value ratio - Wikipedia

   en.wikipedia.org/wiki/Loan-to-value_ratio

   A similar property with a value of $100,000 with a first mortgage of $50,000 and a second mortgage of $25,000 has an aggregate mortgage balance of $75,000. The CLTV is 75%. Combined loan to value is an amount in addition to the Loan to Value, which simply represents the first position mortgage or loan as a percentage of the property's value.

7. Investment rating for real estate - Wikipedia

   en.wikipedia.org/wiki/Investment_rating_for_real...

   An investment rating of a real estate property measures the property's risk-adjusted returns, relative to a completely risk-free asset. Mathematically, a property's investment rating is the return a risk-free asset would have to yield to be termed as good an investment as the property whose rating is being calculated.