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  2. Royal Commission into Misconduct in the Banking ...

    en.wikipedia.org/wiki/Royal_Commission_into...

    The Royal Commission heard that ANZ had failed to accurately verify the living expenses of home loan customers referred to the bank by mortgage brokers, believing that this was the responsibility of the brokers, in spite of a conflict of interest in doing so; [70]: 465–469 [71] and that, due to processing issues, it had charged nearly 500,000 ...

  3. Santley v Wilde - Wikipedia

    en.wikipedia.org/wiki/Santley_v_Wilde

    ‘a mortgage is a conveyance of land or an assignment of chattels as a security for the payment of a debt or the discharge of some other obligation for which it is given. This is the idea of a mortgage: and the security is redeemable on the payment or discharge of such debt or obligation, any provision to the contrary notwithstanding.

  4. ANZ (bank) - Wikipedia

    en.wikipedia.org/wiki/ANZ_(bank)

    In 2018, the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry heard that ANZ had failed to accurately verify the living expenses of home loan customers referred to the bank by mortgage brokers, believing that this was the responsibility of the brokers, in spite of a conflict of interest in doing so ...

  5. What Happens When You Pay off Your Mortgage? - AOL

    www.aol.com/happens-pay-off-mortgage-204331965.html

    For many homeowners, one of the milestones on the path to financial independence is being able to pay off their mortgage. With typical mortgages lasting 30 years, it can take a long time to meet ...

  6. Mortgage seasoning: What is it and what are the requirements?

    www.aol.com/finance/mortgage-seasoning...

    It means you need to have money on hand to get a mortgage. And like fine wine — the longer, the better. ... (2 years with exceptions); 2 years from discharge or 4 years from dismissal of Chapter ...

  7. Equity of redemption - Wikipedia

    en.wikipedia.org/wiki/Equity_of_redemption

    The tide has for some years now turned against striking down every clause in a mortgage document that might conceivably impede the right to redeem. [ 5 ] The equity of redemption is itself recognised as a separate species of property, and can be bought, sold or even itself mortgaged by the holder.

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