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Rates for a 15-year fixed mortgage average 6.23% for purchase and 6.22% for refinance, down 1 basis point from 6.24% for purchase and 1 basis point from 6.23% for refinance this time last week.
The average rate for shorter 15-year terms is 6.39% for purchase and 6.38% for refinance, a up 4 basis points from 6.35% for purchase and unchanged from 6.38% for refinance this time last week.
The average rate for shorter 15-year terms is 6.19% for purchase and 6.20% for refinance, down 11 basis points from 6.30% for purchase and 10 basis points from 6.30% for refinance this time last week.
Rates for a 15-year mortgage stand at an average 6.25% for purchase and 6.26% for refinance, up 5 basis points from 6.20% for purchase and 3 basis points from 6.23% for refinance this time last week.
Interest rates have dropped, and refinancing is becoming an option for many homeowners. ... You can do this with a mortgage calculator. For example, if you have a 7% interest rate and owe $300,000 ...
Rates for a 15-year mortgage stand at an average 6.20% for purchase and 6.23% for refinance, up 4 basis points from 6.16% for purchase and 6 basis points from 6.17% for refinance this time last week.
You will have a higher interest rate: If your credit score is not great, or current interest rates are much higher than when you got your mortgage, refinancing will make your loan more costly overall.
Rates on a 15-year mortgage stand at an average 6.14% for purchase and 6.18% for refinance — up 13 basis points from 6.01% for purchase and 16 basis points from 6.02% for refinance this time ...