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The Insurance Information Institute (I.I.I.) is a U.S. industry association which exists "to improve public understanding of insurance – what it does and how it works." [ 2 ] Founded in 1959, the organization is based in New York City . [ 3 ]
Several companies may authorize the agent to sell for them, but the agent remains an independent businessperson. While the agent collects commissions, they do not collect a salary from the companies they represent. On average, independent agents work with thirteen property and casualty and six life and health insurance companies on a regular basis.
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Under the Real Insurance brand, Hollard issues and/or distributes bike, car, funeral, home and contents, life, pet, and travel insurance. [ 1 ] In 2008, Real Insurance was the first insurance company to offer pay-as-you-drive (PAYD) insurance in Australia, whereby the car insurance premium is reduced for drivers with low kilometres usage. [ 3 ]
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By 1900 the advertising agency had become the focal point of creative planning, and advertising was firmly established as a profession. [33] At first, agencies were brokers for advertisement space in newspapers. N. W. Ayer & Son was the first full-service agency to assume responsibility for advertising content. N.W. Ayer opened in 1869, and was ...
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