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2. Are government loans easier to get? - AOL

   www.aol.com/finance/government-loans-easier...

   Government-backed loans like FHA, VA, and USDA loans, often touted easier to get, actually have higher denial rates than conventional loans. Government loans do offer lower down payment and credit ...

3. SBA loan guide: What they are and how to apply - AOL

   www.aol.com/finance/sba-loan-guide-apply...

   SBA loan statistics. According to the SBA, at the end of 2023 fiscal year:. $27.5 billion in SBA 7(a) loans was approved. Almost 70 percent of 7(a) loans were for amounts under $350,000

4. What are small business loans and how do they work? - AOL

   www.aol.com/finance/business-loans-215421282.html

   The application and funding timeline for term loans may also be relatively quick, depending on the lender. Online lenders can often approve and possibly fund in less than a day.

5. Paycheck Protection Program - Wikipedia

   en.wikipedia.org/wiki/Paycheck_Protection_Program

   President Trump signs the Paycheck Protection Program and Health Care Enhancement Act (H.R. 266), April 24, 2020. The Paycheck Protection Program (PPP) is a $953-billion business loan program established by the United States federal government during the Trump administration in 2020 through the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) to help certain businesses, self ...

6. Government-backed loan - Wikipedia

   en.wikipedia.org/wiki/Government-backed_loan

   A government-backed loan is a loan subsidized by the government, also known in the United States as a Federal Direct Loan, which protects lenders against defaults on payments, thus making it a lot easier for lenders to offer potential borrowers lower interest rates.

7. Small business financing: Your options - AOL

   www.aol.com/finance/small-business-financing...

   You can apply for a business loan with most traditional banks. But banks focus on providing loans to creditworthy businesses, so be prepared for strict qualifications to apply. Common requirements ...