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2. What are guaranteed mortgage loans? - AOL

   www.aol.com/finance/guaranteed-mortgage-loans...

   With guaranteed loans, more borrowers can qualify for mortgages. With that guarantee, a lender might extend looser LTV and DTI ratios, along with lower credit score and income thresholds.

3. Government National Mortgage Association - Wikipedia

   en.wikipedia.org/wiki/Government_National...

   One of the newer mortgage types they insure is the RG pool, a new pool type being deployed by Ginnie Mae to securitize the Re-performing Loans affected by the Special Restrictions on Re-performing Loans Related to COVID-19 Pandemic published in APM 20-07. Ginnie Mae neither originates nor purchases mortgage loans.

4. USDA home loan - Wikipedia

   en.wikipedia.org/wiki/USDA_home_loan

   A USDA home loan is different from a traditional mortgage offered in the United States in several ways. USDA loans require no down payment, meaning that it is possible to finance up to 100% of the property value. One must meet the income restrictions for the county in which the buyer is interested. Each county has a maximum Income Requirement.

5. VA loan - Wikipedia

   en.wikipedia.org/wiki/VA_loan

   A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...

6. Types of Mortgage Loans: What Homebuyers Need To Know - AOL

   www.aol.com/types-mortgage-loans-homebuyers-know...

   It’s similar to the VA loan program in that the loans are guaranteed by the U.S. government, and they allow buyers to purchase safe, decent homes with no down payment. But USDA loans are ...

7. Why are mortgage rates still so high? There’s ... - AOL

   www.aol.com/finance/why-mortgage-rates-still...

   Requirements can vary for government-backed loans—for example, it may be possible to get an FHA loan with a credit score as low as 580, or even 500 if you bring a 10% minimum down payment.