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  2. MT202 COV - Wikipedia

    en.wikipedia.org/wiki/MT202_Cov

    Thus, an MT103 instruction is sent directly from the originator's bank to the beneficiary's bank instructing an account credit. The MT202 COV instruction then works across the correspondent banking network, instructing funds to move across intermediate banks. The MT202 is the original standard message format.

  3. Electronic funds transfer - Wikipedia

    en.wikipedia.org/wiki/Electronic_funds_transfer

    Electronic funds transfer (EFT) is the transfer of money from one bank account to another, either within a single financial institution or across multiple institutions, via computer-based systems. The funds transfer process generally consists of a series of electronic messages sent between financial institutions directing each to make the debit ...

  4. What Exactly Do I Need to Know About Beneficiaries? - AOL

    www.aol.com/exactly-know-beneficiaries-132408610...

    A beneficiary is a person or entity you designate to receive the benefits of a particular account or policy after your death. Designating, reviewing and updating beneficiaries are basic tasks of ...

  5. What is transfer on death (TOD) for estate planning? - AOL

    www.aol.com/finance/transfer-death-tod-estate...

    A transfer-on-death account is an arrangement that allows the assets held within a brokerage account or bank account to pass directly to a named beneficiary upon the account holder’s death, thus ...

  6. What happens to your investment accounts after you die? - AOL

    www.aol.com/finance/what-happens-to-investment...

    The TOD beneficiary typically receives the transfer of your assets within three to six weeks after providing a death certificate to the brokerage firm. Taxable investment account in a trust

  7. Originating Depository Financial Institution - Wikipedia

    en.wikipedia.org/wiki/Originating_Depository...

    Originating Depository Financial Institution or ODFI is a banking term in the United States used in connection with ACH Network (ACH). In the ACH flow, the ODFI acts as the interface between the Federal Reserve or ACH network and the originator of the transaction.

  8. What Happens to Your Bank Account if You Die Without a ... - AOL

    www.aol.com/finance/happens-bank-account-die...

    Some financial assets, like bank accounts and retirement portfolios, are designed to pass from one person to another. This designated recipient is known as a "beneficiary," meaning that you have ...

  9. Advising bank - Wikipedia

    en.wikipedia.org/wiki/Advising_bank

    The advising bank is not necessarily responsible for the payment of the credit which it advises the beneficiary of. The advising bank is usually located in the beneficiary's country. It can be (1) a branch office of the issuing bank or a correspondent bank, or (2) a bank appointed by the beneficiary. An important point is the beneficiary has to ...