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  2. Shared appreciation mortgage - Wikipedia

    en.wikipedia.org/wiki/Shared_appreciation_mortgage

    The team focused on a choice for borrowers of two interest rates: a 0% mortgage where the borrower could borrow up to 25% of the value of property and give up appreciation worth three times the percentage borrowed, i.e. up to 75%, and a 5.75% mortgage where the borrower could borrow up to 75% of the value of property and give up appreciation at ...

  3. Cash-out refinance vs. home equity loans: Which is best in ...

    www.aol.com/finance/cash-out-refinance-vs-home...

    Keep your existing mortgage rate. If you locked in a historically low rate on your first mortgage in recent years, a home equity loan lets you keep that rate while borrowing additional funds at ...

  4. Should you add a co-borrower to your mortgage? - AOL

    www.aol.com/finance/add-co-borrower-mortgage...

    Refinancing your existing mortgage might be a possible solution if your current lender won’t release your co-borrower. Again, you’ll need to have good credit and sufficient income and equity ...

  5. Cash-out refinance explained: How it works — and when it can ...

    www.aol.com/finance/what-is-cash-out-refinance...

    Pay off existing mortgage: $150,000 — current monthly payment: $1,243 Pay closing costs: $5,000 to $12,500 (2% to 5% of the loan amount) Receive cash in hand: $87,500 to $95,000

  6. Flexible mortgage - Wikipedia

    en.wikipedia.org/wiki/Flexible_mortgage

    Other lenders have multiple accounts. There are at least a mortgage account and a deposit account. Often, the lender allows multiple accounts for credit balances and sometimes for debit balances. The different accounts allow borrowers to split their money notionally according to purpose while all accounts are offset each day against the ...

  7. Mortgages in English law - Wikipedia

    en.wikipedia.org/wiki/Mortgages_in_English_law

    Mortgages in English law are a method of raising capital through a loan contract. Typically with a bank, the lender/mortgagee gives money to the borrower/mortgagor, who uses their property/land/home as security (essentially a reassurance) that they will repay the debt and any relevant interest.