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Personal finance is the financial management that an individual or a family unit performs to budget, save, and spend monetary resources in a controlled manner, taking into account various financial risks and future life events.
Personal budget in an Excel sheet. Several personal finance softwares and mobile apps have been developed to help people with managing their money. Some of them can be used for budgeting and expense tracking, others mainly for one's investment portfolio. There are both free and paid options.
Personal finance software can be used to track spending, create budgets, and plan for future expenses. Some software differs by feature support, software code and development transparency, mobile app features, import methods, Monetization model , privacy and data storage practices.
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Development of HomeBank began in 1995 on Amiga.Stable version 1.0 was released in January 1998 as shareware.In May 2003, version 3.0 was released as free software and a full rewrite was started using the C language and the Gtk+ library.