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Tambunting Pawnshop is the oldest pawnshop in the Philippines, operating since 1906. [2] The essence of business in Tambunting Pawnshop is lending money and accepting jewelry or storage (gadgets and appliances), and even mortgages of real estate and pledges of stocks as collateral. Loans are generally for a maximum period of six months, after ...
A share-secured loan is a personal loan that uses the balance in your savings account as collateral. This type of loan generally has lower interest rates than other personal loans because it is ...
Typically, the different types of asset-based loans include accounts receivable financing, inventory financing, equipment financing, or real estate financing. [1] Asset-based lending in this more specific sense is possible only in certain countries whose legal systems allow borrowers to pledge such assets to lenders as collateral for loans ...
Chattel mortgages in England and Wales are seen as a form of security interest (or "collateral") for lenders in certain financing scenarios. Individuals (broadly, non-incorporated legal persons) may give a chattel mortgage over their personal property; however, it must be in the statutory form prescribed by the Bills of Sale Act 1878 and the Bills of Sale Act (1878) Amendment Act 1882 for it ...
In a typical mortgage loan transaction, for instance, the real estate being acquired with the help of the loan serves as collateral. If the buyer fails to repay the loan according to the mortgage agreement, the lender can use the legal process of foreclosure to obtain ownership of the real estate.
In finance, securities lending or stock lending refers to the lending of securities by one party to another.. The terms of the loan will be governed by a "Securities Lending Agreement", [1] which requires that the borrower provides the lender with collateral, in the form of cash or non-cash securities, of value equal to or greater than the loaned securities plus an agreed-upon margin.
Securitization is the financial practice of pooling various types of contractual debt such as residential mortgages, commercial mortgages, auto loans, or credit card debt obligations (or other non-debt assets which generate receivables) and selling their related cash flows to third party investors as securities, which may be described as bonds, pass-through securities, or collateralized debt ...
A key advantage of Portfolio Finance is the use of cross-collateralization, where multiple assets or funds serve as collateral for a single loan facility. This structure enhances credit quality by spreading risk across a broader set of underlying assets, reducing the probability of default due to the underperformance of a single portfolio ...