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  2. Minimum daily balance - Wikipedia

    en.wikipedia.org/wiki/Minimum_daily_balance

    In banking, a minimum daily balance is the minimum balance that a banking institution requires account holders to have in their accounts each day in order to waive maintenance fees. [1] This is not to be confused with the average daily balance, which is computed as the sum of daily balances in a billing period divided by the number of days.

  3. What Is a Transactional Account? - AOL

    www.aol.com/finance/transactional-account...

    Some basic transaction accounts have minimum balance requirements. For instance, the account holder may need to maintain a minimum daily balance, or the bank will charge a maintenance fee.

  4. 10 Common Bank Fees and How To Avoid Them - AOL

    www.aol.com/common-bank-fees-avoid-them...

    For example, Bank of America, Member FDIC, charges up to $12 per month for its Advantage Plus Banking® account. However, you can avoid this fee entirely if you maintain a minimum daily balance of ...

  5. These Banks Don't Charge Fees - AOL

    www.aol.com/finance/banks-dont-charge-fees...

    Its Interest Checking Account has no monthly fee or minimum balance stipulation. You can open the account with any amount of money and earn 0.10% APY on balances below $15,000 and 0.25% on ...

  6. What is a high-yield checking account? Earning interest and ...

    www.aol.com/finance/what-is-high-yield-checking...

    Maintaining a specific average daily balance or minimum balance requirement. ... Stash Banking, for example, partners with FDIC-insured Stride Bank to offer a hybrid banking and investing account ...

  7. 9 Best Online Checking Accounts for October 2024 - AOL

    www.aol.com/9-best-online-checking-accounts...

    For balances under $15,000, Ally’s Spending Account pays APY, and for a minimum daily balance of $15,000 or more, you’ll earn APY. Outgoing domestic wire transfers have a $20 service charge. Fees

  8. 7 banks that offer free checking accounts (or easily ... - AOL

    www.aol.com/finance/7-banks-offer-free-checking...

    The account also pays a bit of interest (0.1 percent annual percentage yield) on balances under $15,000 and a bit more (0.25 percent APY) on accounts that carry a daily balance of $15,000 or more.

  9. Wells Fargo Review 2024: Multiple checking and saving account ...

    www.aol.com/finance/wells-fargo-review-2024...

    Wells Fargo checking account features . Minimum opening deposit. $25. Monthly fees. $5–$35. Top APY. 0.01%. Minimum daily balance requirement. $0. Account research, balance inquiry, and ...