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Your credit score is a measure of your credit history and activity. But it doesn't matter whether you earn $50,000 a year or $500,000 a year. If you pay your bills on time and keep your credit ...
As of 2023, the average U.S. credit score was 715, says Experian, one of the three credit bureaus. That score is considered good, but not great. With a credit score of 715, you might get a car ...
In zip codes that were majority Latino, 31.4% of individuals had a credit score of less than 620, and only 47.3% had credit scores greater than 700. [ 41 ] 2012 study examined the credit scores for about 200,000 consumers finding the median FICO score in majority minority zip codes was in the 34th percentile, while it was in the 52nd percentile ...
There's a lot of misinformation about credit cards out there. Read on to get to the bottom of it.
There are two different types of credit inquiries: hard inquiries, which can have a negative effect on your credit score, and soft inquiries, which don’t affect your credit score at all.
It’s normal for your credit score to drop a little when you close a credit card account. That’s because your average age of accounts and credit utilization — two factors that affect your ...
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