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The first software sold under the name Microsoft Chart was an attempt from Microsoft to compete with the successful Lotus 1-2-3 by adding a companion to Microsoft Multiplan, the company's spreadsheet in the early 1980s. Microsoft Chart shared its box design and two-line menu with Multiplan, and could import Multiplan data.
A credit note or credit memo is a commercial document, utilized in business transactions to indicate a reduction in the amount owed by a customer or owed to a supplier. If the customer returns goods to the seller, the invoice previously issued is cancelled, in part or as a whole, with a credit note. [1]
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[1] Debit note acts as the Source document to the Purchase returns journal. [2] In other words it is an evidence for the occurrence of a reduction in expenses. The seller might also issue a debit note instead of an invoice in order to adjust upwards the amount of an invoice already issued (as if the invoice is recorded in wrong value). [3]
Credit management is the process of granting credit, setting the terms on which it is granted, recovering this credit when it is due, and ensuring compliance with company credit policy, among other credit related functions.
A template involves repeated elements mostly visible to the end-user/audience. Using a template to layout elements usually involves less graphic design skill than that which was required to design the template. Templates are used for minimal modification of background elements and frequent modification (or swapping) of foreground content.
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