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  2. How to cancel a credit card without hurting your credit score

    www.aol.com/finance/cancel-credit-card-without...

    Canceling a credit card delivers a hit to your credit score, but you can minimize the damage. Here’s how. ... then go ahead and cancel it. Whether you’ve canceled the card by phone or by mail ...

  3. Can I cancel a credit card application? - AOL

    www.aol.com/finance/cancel-credit-card...

    Key takeaways. You can cancel a credit card application by calling or emailing the credit card company's customer service department — but you've limited time to act.

  4. Small business credit cards vs. corporate credit cards: What ...

    www.aol.com/finance/small-business-credit-cards...

    Business credit cards are designed for small business owners, but they generally work the same as traditional credit cards for consumers. Businesses of all types and sizes — from side gigs to ...

  5. Cooling-off period (consumer rights) - Wikipedia

    en.wikipedia.org/wiki/Cooling-off_period...

    For example, in the European Union the Consumer Rights Directive of 2011 obliges member states to give purchasers the right to return goods or cancel services purchased from a business away from a normal commercial premises, such as online, mail order, or door-to-door, with limited exceptions, within two weeks or one year if the seller did not ...

  6. Cancellation-of-debt income - Wikipedia

    en.wikipedia.org/wiki/Cancellation-of-debt_income

    Generally, any creditor canceling debt of $600.00 or more is required to file Form 1099-C by January 31 of the next year following the date when the debt was canceled. [ 7 ] The creditor may be a lending institution, the subsequent holder of a note, a trustee for multiple owners of a single note or a governmental unit, but also includes ...

  7. Loan origination - Wikipedia

    en.wikipedia.org/wiki/Loan_origination

    The mortgage business consists of a few people: the borrower, the lender, and sometimes the mortgage broker. The people that originate the loans are usually the mortgage broker or the lender. Depending if the borrower has credit worthiness, then he/she can be qualified for a loan. The norm qualifying FICO score is not a static number.

  8. Elavon - Wikipedia

    en.wikipedia.org/wiki/Elavon

    Elavon Inc., formerly NOVA, is a processor of card transactions and a subsidiary of U.S. Bancorp. Elavon offers merchant processing in more than 30 countries and supports the payment needs of more than 1,000,000 merchant locations across the globe. Elavon is the 4th largest U.S. credit card processor and is a top 6 acquirer in the European ...

  9. A small business owner’s guide to credit card rewards - AOL

    www.aol.com/finance/small-business-owner-guide...

    Why small business owners should use rewards cards. Using a dedicated business credit card makes sense for a lot of reasons. Keeping your business and personal expenses separate is key for tax ...