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A tax refund advance loan is a short-term loan issued by banks, which have the benefit of being members FDIC, and non-bank lenders. These loans are secured by the borrower’s anticipated tax refund .
Use of tax-time financial products, such as refund anticipation loans, in 2016. Refund anticipation loan (RAL) is a short-term consumer loan in the United States provided by a third party against an expected tax refund for the duration it takes the tax authority to pay the refund.
• Refund Anticipation Loan (RAL). A refund anticipation loan is a loan against your estimated tax return. A tax preparer will calculate what the IRS owes you and loan you a portion of that ...
Some commonly used tax-preparation companies that are offering tax refund advance loans this year include H&R Block, Jackson Hewitt, and TurboTax. While the amounts available vary by company, the ...
Tax time has arrived, which means many people are anticipating a handsome refund check in coming weeks. Indeed, getting your hands on a stack of cash from the government can be exciting ...
Of those, about 96% used a refund anticipation check, or RAC, the Treasury Inspector General for Tax Administration estimated in a report last week. Another 4% used a refund anticipation loan, or RAL.
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