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  2. FHA 203(k) loans: What they are and how they work - AOL

    www.aol.com/finance/fha-203-k-loans-152259886.html

    For a standard 203(k) loan, the work has to involve major construction and cost at least $5,000. Timeline – For the standard 203(k) loan, the work has to be completed within 12 months of closing ...

  3. Mortgages and loans to pay for home renovations - AOL

    www.aol.com/finance/mortgages-loans-pay-home...

    Standard 203(k) loans are for major rehabilitation or construction. Pros Income and down payment requirements are less stringent than other types of mortgage loans.

  4. How to read and compare mortgage loan estimates - AOL

    www.aol.com/finance/read-compare-mortgage-loan...

    Here’s a loan estimate example broken down by page and section. You can view a similar, interactive visual on the Consumer Finance Protection Bureau’s website. Loan estimate example: Page 1.

  5. Good faith estimate - Wikipedia

    en.wikipedia.org/wiki/Good_faith_estimate

    The Loan Estimate replaces the Good Faith Estimate, or GFE, that was used prior to 2015. Lenders are required to issue Loan Estimates within three days of receiving a complete loan application, per the TILA-RESPA Integrated Disclosure Rule (TRID).

  6. Negative amortization - Wikipedia

    en.wikipedia.org/wiki/Negative_amortization

    Unlike most other adjustable-rate loans, many negative-amortization loans have been advertised with either teaser or artificial, introductory interest rates or with the minimum loan payment expressed as a percentage of the loan amount. For example, a negative-amortization loan is often advertised as featuring "1% interest", or by prominently ...

  7. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.