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2. What is a subprime mortgage? - AOL

   www.aol.com/finance/subprime-mortgage-175324178.html

   Subprime vs. prime mortgage example. ... If your credit score is between 500 and 579, you can qualify for an FHA loan with 10 percent down. VA loans – If you’re a veteran, ...

3. Subprime lending - Wikipedia

   en.wikipedia.org/wiki/Subprime_lending

   In finance, subprime lending (also referred to as near-prime, subpar, non-prime, and second-chance lending) is the provision of loans to people in the United States who may have difficulty maintaining the repayment schedule. [1] Historically, subprime borrowers were defined as having FICO scores below 600, although this threshold has varied ...

4. How does the prime interest rate affect you? - AOL

   www.aol.com/finance/does-prime-interest-rate...

   People with fair credit or poor credit are likely to pay higher interest rates on credit cards and loans due to their subprime credit rating. The current prime rate is 8.5 percent, but that doesn ...

5. What is an excellent credit score? - AOL

   www.aol.com/finance/excellent-credit-score...

   Prime. 661-780. Near prime. 601-660. Subprime. 300-600. What are the factors that impact your credit score? ... can cause a temporary drop in your credit score. FICO Score vs. VantageScore.

6. Alt-A - Wikipedia

   en.wikipedia.org/wiki/Alt-A

   Alt-A interest rates, which are determined by credit risk, therefore tend to be between those of prime and subprime home loans, although there is no single accepted definition of Alt-A. [2] Typically Alt-A mortgages are characterized by borrowers with less than full documentation, average credit scores, higher loan-to-values, and more ...

7. Credit rating agencies and the subprime crisis - Wikipedia

   en.wikipedia.org/wiki/Credit_rating_agencies_and...

   Credit rating agencies came under scrutiny following the mortgage crisis for giving investment-grade, "money safe" ratings to securitized mortgages (in the form of securities known as mortgage-backed securities (MBS) and collateralized debt obligations (CDO)) based on "non-prime"—subprime or Alt-A—mortgages loans.