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“But make sure you run the numbers because it may benefit you to file for the survivor benefit at age 60, and wait on your own [Social Security benefits] until age 70 or you may be better off ...
For example, aged spouses and aged survivors who claim spouse or survivor benefits before the full retirement age receive reduced spouse or survivor benefits. The increase in the full retirement age from the 1983 Amendments to the Social Security Act was phased in at a slightly different pace for survivor benefits and the full retirement age is ...
SSA also provides services through a national toll-free number (1-800-772-1213) and a website. Retirement and disability benefits can be applied for online. [20] For survivor benefits, however, members of the public must call or visit SSA in person to apply.
Finally, if you remarry after a spouse's death, you'll only be eligible for survivors benefits if you're age 60 or older (or age 50 or older if you're disabled).
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The Social Security Administration collects payroll taxes and uses the money collected to pay Old-Age, Survivors, and Disability Insurance benefits by way of trust funds. When the program runs a surplus, the excess funds increase the value of the Trust Fund. As of 2021, the Trust Fund contained (or alternatively, was owed) $2.908 trillion.
The surviving child can receive benefits after age 18 if they are still in elementary or high school. However, payments will end two months after the child turns 19, regardless of their education ...
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