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2. How does ‘buy now, pay later’ affect your credit score? - AOL

   www.aol.com/finance/does-buy-now-pay-later...

   With revolving accounts, the amount of available credit you use (called credit utilization) also significantly impacts your credit score — accounting for 30 percent of it.

3. What do lenders look for beyond your credit score?

   www.aol.com/finance/lenders-look-beyond-credit...

   Lenders tend to use the following factors when deciding whether to approve your application. Income and employment history Employment and income verification are important because you need money ...

4. What do the different versions of FICO scores mean? - AOL

   www.aol.com/finance/different-versions-fico...

   In addition to the standard FICO score 8 or 9, credit card companies might use one of the following: FICO score 3. FICO Bankcard score 2. FICO Bankcard score 4. FICO Bankcard score 5. FICO ...

5. Here's What Happens to Your Credit Score if You Get Pre ... - AOL

   www.aol.com/heres-happens-credit-score-pre...

   This credit card is not just good – it's so exceptional that our experts use it personally. It features a 0% intro APR for 15 months, a cash back rate of up to 5%, and all somehow for no annual fee!

6. Buy now, pay later company Affirm strikes $4B loan deal with ...

   www.aol.com/buy-now-pay-later-company-143852613.html

   Affirm provides credit to consumers at APRs between 0% and 36%, depending on what is being purchased, the merchant and the implied likelihood that the consumer will pay back the loan.

7. Fear of credit card debt adds fuel to Buy Now, Pay Later - AOL

   www.aol.com/news/fear-credit-card-debt-adds...

   The companies also don’t universally report to credit agencies, and while missing payments can still dent a user’s credit score, paying on time doesn’t frequently boost it — at least for now.