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  2. When do you need a Medicare referral? - AOL

    www.aol.com/lifestyle/medicare-referral...

    This article discusses Medicare referrals, including which parts of Medicare may require a referral to access specialist care and how a person can get a referral. It also looks at how referrals ...

  3. How to compare Medicare Advantage plans - AOL

    www.aol.com/compare-medicare-advantage-plans...

    People with MSAs do not need a referral from their doctor to visit a specialist. Medicare resources For more resources to help guide you through the complex world of medical insurance, visit our ...

  4. What are the pros and cons of Medicare Advantage? - AOL

    www.aol.com/pros-cons-medicare-advantage...

    A PPO varies slightly in that a person does not usually need a specialist referral. However, these types often have a fixed network of providers. Under Original Medicare, a person can see any ...

  5. Stark Law - Wikipedia

    en.wikipedia.org/wiki/Stark_Law

    Stark Law is a set of United States federal laws that prohibit physician self-referral, specifically a referral by a physician of a Medicare or Medicaid patient to an entity for the provision of designated health services ("DHS") if the physician (or an immediate family member) has a financial relationship with that entity.

  6. Preferred provider organization - Wikipedia

    en.wikipedia.org/wiki/Preferred_provider...

    Unlike PPOs, however, HMOs often require members to select a primary care physician (PCP), a doctor who acts as a gatekeeper to direct access to non-emergency medical services, and are required to first obtain a referral from their PCP in order to be reimbursed for the cost of medical services inside of their network of designated doctors and ...

  7. Health maintenance organization - Wikipedia

    en.wikipedia.org/wiki/Health_maintenance...

    The member(s) are not required to use a gatekeeper or obtain a referral before seeing a specialist. In that case, the traditional benefits are applicable. If the member uses a gatekeeper, the HMO benefits are applied. However, the beneficiary cost sharing (e.g., co-payment or coinsurance) may be higher for specialist care. [3]

  8. The pros and cons of Medicare Advantage plans - AOL

    www.aol.com/finance/pros-cons-medicare-advantage...

    Medicare Advantage plans have annual out-of-pocket limits for Part A and Part B services; Original Medicare does not: In 2025, the Medicare Advantage cap is $9,350 for in-network services and ...

  9. Centers for Medicare & Medicaid Services - Wikipedia

    en.wikipedia.org/wiki/Centers_for_Medicare...

    The Centers for Medicare & Medicaid Services (CMS) is a federal agency within the United States Department of Health and Human Services (HHS) that administers the Medicare program and works in partnership with state governments to administer Medicaid, the Children's Health Insurance Program (CHIP), and health insurance portability standards.