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Proper insurance coverage protects your small business from unexpected circumstances and costs. Yet, according to the 2023 Hiscox Underinsurance Report, 75% of small businesses in the U.S. don’t ...
The Employers' Liability (Compulsory Insurance) Regulations 1998 Description English: These Regulations consolidate with amendments the Employers' Liability (Compulsory Insurance) General Regulations 1971 (the 1971 Regulations) and subsequent amending regulations made under the Employers' Liability (Compulsory Insurance) Act 1969 (the 1969 Act).
Cyber liability: For businesses that sell or store customer information online, cyber liability insurance is a must. If your information — or your customers' details — are compromised, cyber ...
Whether or not general liability insurance covers construction defects or "faulty workmanship" is a matter of some debate, as some insurers have viewed poor workmanship as a risk that is covered by a surety bond rather than an insurance policy given that a construction professional may have some influence (through attention to detail, skill, and effort) over whether such a defect occurs.
An owner controlled insurance program (OCIP) is an insurance policy held by a property owner during the construction or renovation of a property, which is typically designed to cover virtually all liability and loss arising from the construction project (subject to the usual exclusions).
Per North Carolina auto insurance laws, drivers must have a minimum amount of liability coverage and uninsured motorist coverage, or they risk incurring fines and other penalties for failing to ...
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