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The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...
The Equal Credit Opportunity Act of 1974 (ECOA), signed by President Gerald Ford 50 years ago on Oct. 28, 1974, changed that. It prevented creditors from discriminating against an applicant ...
This week marks the 50th anniversary of the Equal Credit Opportunity Act, the legislation that for the first time made it illegal for banks to require women to have a male cosigner to receive a ...
Emily Watts Card (born May 8, 1942) is an American political scientist, lawyer, educator, author, and expert in women's consumer credit and finance. As a legislative fellow under Republican Senator Bill Brock of Tennessee, Card gathered evidence, drafted legislation, and coordinated support for the Equal Credit Opportunity Act of 1974.
The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted 28 October 1974, [3] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of (among other things) age, provided the applicant has the capacity to contract.
Latino civil rights organization MALDEF has sued financial institutions for allegedly discriminating against DACA recipients by denying them loans and other services based on their immigration status.
She was influential in composing the Equal Credit Opportunity Act of 1974. When the Banking committee marked up the ECOA, she added the provision banning discrimination due to sex or marital status without informing the other members of the committee beforehand, personally inserting the language on her own and photocopying new versions of the ...
She was the sponsor for the Equality Credit Opportunity Act (ECOA) that made it unlawful to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age. [23]