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  2. FHA construction loan: What it is and how to get one - AOL

    www.aol.com/finance/fha-construction-loan-one...

    There are two types of FHA construction loans: an FHA construction-to-permanent loan and a FHA 203(k) loan. FHA construction loans can be rolled into an FHA permanent mortgage.

  3. What are construction loans, and how do they work? - AOL

    www.aol.com/finance/construction-loans-154657152...

    To get a construction loan, you’ll need a low debt-to-income ratio and proof of sufficient income to repay the loan. You also generally need a credit score of at least 680. You also generally ...

  4. What is a construction-to-permanent loan? - AOL

    www.aol.com/finance/construction-permanent-loan...

    A construction-to-permanent loan — also known as a one-time, single-close or construction-perm loan — is a type of mortgage for those building a home. It funds the purchase of land and the ...

  5. Floor area ratio - Wikipedia

    en.wikipedia.org/wiki/Floor_area_ratio

    Floor area ratio (FAR) is the ratio of a building's total floor area (gross floor area) to the size of the piece of land upon which it is built. It is often used as one of the regulations in city planning along with the building-to-land ratio. [1] The terms can also refer to limits imposed on such a ratio through zoning.

  6. Section 523 loans - Wikipedia

    en.wikipedia.org/wiki/Section_523_loans

    Section 523 loans are a mutual self-help rural housing program in the United States authorized under Section 523 of the Housing Act of 1949 (42 U.S.C. 1441 et seq.) and administered by the Rural Housing Service (RHS). Nonprofit organizations may obtain 2-year loans to purchase and develop land that is to be subdivided into building sites for ...

  7. Royal Institution of Chartered Surveyors - Wikipedia

    en.wikipedia.org/wiki/Royal_Institution_of...

    To add greater consistency to the benchmarking, measuring, and reporting of construction project costs, International Construction Measurement Standards [14] were published in July 2017. The coalition for International Land Measurement Standards – aiding consistency of interpretation and documentation of tenure – launched in June 2016.

  8. Income requirements to qualify for a mortgage - AOL

    www.aol.com/finance/income-requirements-qualify...

    FHA loans: Insured through the Federal Housing Administration, FHA loans have more lenient credit score and DTI ratio requirements than conventional mortgages. The minimum down payment is 3.5 percent.

  9. Mechanic's lien - Wikipedia

    en.wikipedia.org/wiki/Mechanic's_lien

    This may seem obvious, but there are numerous construction costs that are not subject to mechanics' liens. A portion of construction costs may not qualify for a mechanic's lien because the work did not improve the property. A good example are items that are not intended to be permanent, but nevertheless, necessary in the course of construction.