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  2. What is an unsecured business loan and how does it work? - AOL

    www.aol.com/finance/unsecured-business-loan-does...

    Secured business loans: These loans require collateral such as real estate, vehicles or inventory. SBA loans: You can get a variety of unsecured and secured loans through the Small Business ...

  3. How to get a small business loan without collateral

    www.aol.com/finance/small-business-loan-without...

    Without assets to secure the loan, an unsecured loan puts the lender at greater risk of losing money if you default. To offset that risk, lenders may require you to sign a personal guarantee .

  4. Alternatives to unsecured business loans - AOL

    www.aol.com/finance/alternatives-unsecured...

    Most SBA loans over $50,000 require some form of collateral based on the lender’s non-SBA-guaranteed commercial loan policies. Examples of SBA collateral include real estate, inventory and ...

  5. Business loan - Wikipedia

    en.wikipedia.org/wiki/Business_loan

    With a secured loan, the borrower pledges an asset (such as plant, equipment, stock or vehicles) against the debt. If the debt is not repaid, the lender may claim the secured asset. Unsecured loans do not have collateral, though the lender will have a general claim on the borrower’s assets if repayment is not made.

  6. Commercial and industrial loan - Wikipedia

    en.wikipedia.org/wiki/Commercial_and_industrial_loan

    A commercial and industrial loan (C&I loan) is a loan to a business rather than a loan to an individual consumer. These short-term loans may have an interest rate based on the SOFR rate or prime rate and are secured by collateral owned by the business requesting the loan.

  7. How hard is it to get an unsecured business loan? - AOL

    www.aol.com/finance/hard-unsecured-business-loan...

    But without collateral, most SBA loans max out at $25,000, and borrowers can face tough eligibility criteria and lengthy loan application processes. Term loan. Term loans let you borrow a lump sum ...

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