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  2. What to do if you are injured in a car accident - AOL

    www.aol.com/finance/injured-car-accident...

    As a passenger, you may be able to file a claim with your driver’s insurance if they have a policy that includes personal injury protection (PIP) or medical payments. While some states require ...

  3. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    The process varies from provider to provider, but how you file a car insurance claim usually begins with a phone call, filling out an online form or using your insurance company’s app to begin ...

  4. How is fault determined in a car accident? - AOL

    www.aol.com/finance/fault-determined-car...

    Car insurance companies will read the accident report after it is filed. Insurance companies. Your car insurance company will decide which claims they fulfill and which they do not. If the other ...

  5. Personal injury protection - Wikipedia

    en.wikipedia.org/wiki/Personal_injury_protection

    In Texas, PIP coverage will cover medical expenses, eighty percent of lost wages, and someone to take care of the injured party. Some states also allow for PIP claims even if a workers' compensation claim exists, while others do not. Some states PIP is the insurance of first resort to pay for medical bills when injured in an automobile accident ...

  6. Guest statute - Wikipedia

    en.wikipedia.org/wiki/Guest_statute

    Oregon maintains a guest statute applicable to non-paying passengers in aircraft or watercraft limiting claims for injury, death or loss in case of an accident, unless the accident was intentional on the part of the owner or operator or caused by the gross negligence or intoxication of the owner or operator. [4]

  7. Insurance policy - Wikipedia

    en.wikipedia.org/wiki/Insurance_policy

    In insurance, the insurance policy is a contract (generally a standard form contract) between the insurer and the policyholder, which determines the claims which the insurer is legally required to pay. In exchange for an initial payment, known as the premium, the insurer promises to pay for loss caused by perils covered under the policy language.

  8. How long do you have to report a car accident? - AOL

    www.aol.com/finance/long-report-car-accident...

    When you file an insurance claim, your insurer will likely ask for a copy of the police report. Therefore, getting it done sooner may make the claims process easier for you. Frequently asked questions

  9. California Tort Claims Act - Wikipedia

    en.wikipedia.org/wiki/California_Tort_Claims_Act

    The act provides immunity to the State of California and its related entities from being sued. The law immunizes public employees from liability for “instituting or prosecuting any judicial or administrative proceeding” within the scope of their employment, “even if” the employees act “maliciously and without probable cause.” (Cal. Gov. Code, § 821.6)