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2. Here’s how much you need to make to afford a $400,000 house today

   www.aol.com/finance/much-afford-400-000-house...

   Selecting a 7% interest rate on a 30-year mortgage with the smaller 3% down payment (leaving the insurance and property tax fields at zero to keep it simple) gives you an estimated monthly payment ...

3. What is a down payment? - AOL

   www.aol.com/finance/down-payment-180952544.html

   Here’s a breakdown of a 30-year fixed-rate mortgage at a 6.5 percent interest rate for a $375,000 home, using data from our mortgage calculator and mortgage insurance estimates from Freddie Mac ...

4. FHA closing costs: What they are and how much you’ll pay - AOL

   www.aol.com/finance/fha-closing-costs-much-ll...

   Key takeaways. FHA loans come with closing costs, typically 2 percent to 6 percent of a home’s purchase price. These costs are above and beyond the FHA loan 3.5 percent down payment requirement.

5. How much should a house down payment be? - AOL

   www.aol.com/finance/much-house-down-payment...

   However, the minimum down payment requirements are typically much lower than 20%, and with government-backed loan programs, mortgage insurance and similar costs aren't contingent on your down payment.

6. Mortgage industry of the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_industry_of_the...

   In addition to the down payment, the final deal of the mortgage includes closing costs which include fees for "points" to lower the interest rate, application fees, credit report fees, attorney fees, title insurance, appraisal fees, inspection fees, underwriting fee and other possible miscellaneous fees. [5]

7. Closing costs - Wikipedia

   en.wikipedia.org/wiki/Closing_costs

   This is often one of the largest closing costs. Mortgage application fees, paid by the buyer to the lender, to cover the costs of processing their loan application. In some cases, the buyer would pay the lender the application directly and prior to closing, while in other cases the fee is part of the buyer's closing costs payable at closing.