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And in this case, equipment can be pretty broad. Companies take out equipment loans to finance the purchase of: Computers. Office furniture. Vehicles for commercial use. Machinery. Commercial ...
Furniture, fixtures, and equipment (or FF&E) (sometimes Furniture, furnishings, and equipment [1] [2]) is an accounting term used in valuing, selling, or liquidating a company or a building. FF&E are movable furniture , fixtures , or other equipment that have no permanent connection to the structure of a building or utilities. [ 3 ]
For commercial banks and large finance companies, "loan agreements" are usually not categorized although "loan portfolios" are often broadly characterized into "personal" and "commercial" loans while the "commercial" category is then subdivided into "industrial" and "commercial real estate" loans.
Furniture financing involves taking out a loan to cover the purchase price of the new furniture. With furniture loans, you don’t have to cover the full price of the furniture when you take it home.
An asset purchase agreement (APA) is an agreement between a buyer and a seller that finalizes terms and conditions related to the purchase and sale of a company's assets. [1] [2] It is important to note in an APA transaction, it is not necessary for the buyer to purchase all of the assets of the company. In fact, it is common for a buyer to ...
Business line of credit. A line of credit lets you borrow funds up to a set amount at any time once you’re approved. The credit line also replenishes as you pay down the loan.