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Digital keys that operate over NFC and/or UWB are compatible with a variety of mobile wallets.These digital keys can be stored in smart devices through the use of mobile wallets that have access to the device's embedded secure element, such as Google Wallet for Android & Wear OS, Samsung Wallet for Android, Huawei Wallet for HarmonyOS, or Apple Wallet for iOS & watchOS.
The Samsung Wallet brand name was first used for the company's mobile wallet system of the same name, which was introduced in 2013 before being migrated into a new app called Samsung Pay in 2015. [3] Samsung Wallet now contains the Samsung Pay service for payment cards, alongside other features such as cryptocurrency assets and digital credentials.
These new features also came to the Samsung Pay app in South Korea, despite it not adopting the new "Samsung Wallet" name. [ 10 ] [ 11 ] In Saudi Arabia , Samsung Wallet also supports adding Mada cards in addition to Visa and Mastercard , Mada which is the Saudi Payments Network is a major payment system in Saudi Arabia [ 12 ]
The airtime balance reload is then deducted from the retailer's commercial load credits, which can be replenished at a network's wireless centers. However, in some cases in the Philippines , Smart Stores may not offer this method of reloading, favoring Machine Topup or Scratch Cards (locally called Prepaid Vouchers).
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QR codes can be of two main categories: [49] [citation needed] The QR code is presented on the mobile device of the person paying and scanned by a POS or another mobile device of the payee; The QR code is presented by the payee, in a static or one time generated fashion and it is scanned by the person executing the payment
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Credit card, debit card, [3] or online payment processors. Direct draw from bank account using an ATM [4] [5] [6] Retail store purchase with a "top-up" or "refill" card at retail. These cards are stamped with a unique code (often under a scratch-off panel) which must be entered into the phone in order to add the credit onto the balance.