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Version 2 of 3-D Secure, which incorporates one-time passcodes, is a form of software-based strong customer authentication as defined by the EU's Revised Directive on Payment Services (PSD2); earlier variants used static passwords, which are not sufficient to meet the directive's requirements.
A merchant plug-in (MPI) is a software module designed to facilitate 3-D Secure verifications to help prevent credit card fraud. [1] The MPI identifies the account number and queries the servers of the card issuer (Visa, MasterCard, or JCB International) to determine if it is enrolled in a 3D-Secure program and returns the web site address of the issuer access control server (ACS) if it is ...
Strong customer authentication (SCA) is a requirement of the EU Revised Directive on Payment Services (PSD2) on payment service providers within the European Economic Area. The requirement ensures that electronic payments are performed with multi-factor authentication , to increase the security of electronic payments. [ 1 ]
Secure Electronic Transaction (SET) is a communications protocol standard for securing credit card transactions over networks, specifically, the Internet. SET was not itself a payment system , but rather a set of security protocols and formats that enabled users to employ the existing credit card payment infrastructure on an open network in a ...
Postepay is an Italian company that offers a prepaid card service, launched at the end of 2003 and still marketed by Poste Italiane, [1] which can be used anywhere in Italy (ATM and POS of the Postamat and Visa Electron circuits) and abroad (ATM and POS of the Visa/Visa Electron circuit), on the Internet (in sites that accept Visa and Visa Electron cards) and in all Italian post offices ...
PosteMobile is an Italian telecommunications company owned by Poste Italiane through Postepay, which operates in the mobile telephony sector as Mobile Virtual Network Operator on the Wind network and, since 2017, it also offers fixed-line telephony and Internet services.
The giro service (commonly known as BancoPosta since 2000) was founded in 1917. In 1924, during the Fascist period, the Ministry of Posts and Telegraphs was renamed the Ministry of Communications, becoming an important centre of power. The services network was expanded with the acquisition and implementation of new logistics facilities.
SafeCharge, was a Canadian payment service provider that provided payment services, fraud prevention solutions and connection to payment methods. In August 2019 SafeCharge was acquired by Nuvei , a privately owned electronic payment processing company, for the amount of US$889 million and was merged into Nuvei.