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  2. Repair Your Credit Without Spending a Dime - AOL

    www.aol.com/repair-credit-without-spending-dime...

    You are entitled to one free credit report each week from the major credit bureaus -- Equifax, Experian, and TransUnion. Carefully examine your report for errors such as: Accounts you do not recognize

  3. Don't fall for a credit repair scam: Clean up your credit for ...

    www.aol.com/finance/credit-repair-160240600.html

    While credit repair companies often claim they can "erase" bad credit or boost your scores, claims like these can be both false and misleading. Follow 5 steps to fix your credit without spending a ...

  4. Pros and cons of credit repair: What to know before you start

    www.aol.com/finance/pros-cons-credit-repair-know...

    Credit professionals possess the knowledge and experience to thoroughly review your credit reports and identify the factors that contribute to a lower score. This insight is invaluable in ...

  5. Different credit repair options: How they work and how to choose

    www.aol.com/finance/different-types-credit...

    Get copies of your credit reports: Visit AnnualCreditReport.com to request free copies of your credit reports from Experian, TransUnion and Equifax. You’ll need a report from each bureau because ...

  6. Credit counseling - Wikipedia

    en.wikipedia.org/wiki/Credit_counseling

    Credit counseling is most often done by Credit counseling agencies that are empowered by contract to act on behalf of the debtor to negotiate with creditors to resolve debt that is beyond a debtor's ability to pay. Some of the agencies are non-profits that charge at no or non-fee rates, while others can be for-profit and include high fees.

  7. How to compare credit repair companies & alternatives ... - AOL

    www.aol.com/finance/choose-credit-repair-company...

    If you decide to move forward, expect a monthly fee of $50 to $150. Fees vary by credit repair company and the level of services provided. Cancellation policy. Credit repair can take three to six ...