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  2. What is a balloon mortgage? - AOL

    www.aol.com/finance/balloon-mortgage-152953219.html

    Balloon payment: In this case, the initial monthly payments might be calculated based on a typical 15-year or 30-year amortization schedule, even though the loan term might only be for five or ...

  3. Balloon payment mortgage - Wikipedia

    en.wikipedia.org/wiki/Balloon_payment_mortgage

    An example of a balloon payment mortgage is the seven-year Fannie Mae Balloon, which features monthly payments based on a thirty-year amortization. [5] In the United States, the amount of the balloon payment must be stated in the contract if Truth-in-Lending provisions apply to the loan. [1] [6] Most commonly, term lengths are five or seven ...

  4. Graduated payment mortgage loan - Wikipedia

    en.wikipedia.org/wiki/Graduated_payment_mortgage...

    Over a period of time, typically 5 to 15 years, the monthly FHA mortgage payments increase every year according to a predetermined percentage. For instance, a borrower may have a 30-year graduated payment mortgage with monthly payments that increase by 7% every year for five years. At the end of five years, the increases stop.

  5. Adjustable-rate mortgage - Wikipedia

    en.wikipedia.org/wiki/Adjustable-rate_mortgage

    A variable-rate mortgage, adjustable-rate mortgage (ARM), or tracker mortgage is a mortgage loan with the interest rate on the note periodically adjusted based on an index which reflects the cost to the lender of borrowing on the credit markets. [1] The loan may be offered at the lender's standard variable rate/base rate. There may be a direct ...

  6. What is a mortgage? A definitive guide for aspiring homeowners

    www.aol.com/finance/mortgage-definitive-guide...

    The exception to this is the uncommon balloon mortgage, where you pay a lump-sum at the end of the loan term. ... 20, or 15 years). Adjustable-rate mortgages ...

  7. 5 types of mortgage loans for homebuyers - AOL

    www.aol.com/finance/5-types-mortgage-loans...

    Fixed loans typically come in terms of 15 years or 30 years, although some lenders offer flexible term lengths. ... Balloon mortgages. A balloon mortgage requires a large payment at the end of the ...

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