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2. What’s a Defined Benefit Plan? Pros, Cons and How It ... - AOL

   www.aol.com/defined-benefit-plan-pros-cons...

   Employer Contributions. In a defined benefit plan, employers are responsible for making contributions to a fund. Those contributions are determined by the following factors: ... Common Examples ...

3. Public employee pension plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Public_employee_pension...

   These employer contributions to these plans typically vest after some period of time, e.g. 5 years of service. These plans may be defined-benefit or defined-contribution pension plans, but the former have been most widely used by public agencies in the U.S. throughout the late twentieth century. Some local governments do not offer defined ...

4. CalPERS - Wikipedia

   en.wikipedia.org/wiki/CalPERS

   Some people prefer defined contribution plans to CalPERS' defined benefit plan. For example: In 1996, Howard Kaloogian sponsored a bill in the State Assembly to allow state employees to choose between CalPERS' defined benefit plan and a defined contribution plan; [150] the bill failed in a State Senate committee. [151]

5. Retirement plans in the United States - Wikipedia

   en.wikipedia.org/wiki/Retirement_plans_in_the...

   The number of defined benefit plans in the U.S. has been steadily declining, as more employers see pension funding as a financial risk they can avoid by freezing the plan and instead offering a defined contribution plan. Examples of defined contribution plans include individual retirement account (IRA), 401(k), and profit sharing plans.

6. Should I Get a Defined Benefit or Defined Contribution Plan?

   www.aol.com/defined-benefit-defined-contribution...

   Defined benefit plans and defined contribution plans are two employer-sponsored ways of helping to provide employees with a comfortable retirement. The difference between them lies primarily in ...

7. Defined benefit pension plan - Wikipedia

   en.wikipedia.org/wiki/Defined_benefit_pension_plan

   Defined benefit (DB) pension plan is a type of pension plan in which an employer/sponsor promises a specified pension payment, lump-sum, or combination thereof on retirement that depends on an employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.

8. Los Angeles County Employees Retirement Association

   en.wikipedia.org/wiki/Los_Angeles_County...

   LACERA was established on January 1, 1938, following passage of the County Employees Retirement Law of 1937 (CERL), which mandates LACERA to pay for the defined retirement benefits of Los Angeles County employees and their beneficiaries. [1] [3] In 1971, LACERA began administering a retiree healthcare benefits program. [1]

9. Pension - Wikipedia

   en.wikipedia.org/wiki/Pension

   Cash balance plans, for example, provide a guaranteed benefit like a defined benefit plan, but the benefit is expressed as an account balance, like a defined contribution plan. Pension equity plans are a type of cash balance plan that credits employee accounts with a percentage of their pay each year, similar to a defined contribution plan.