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A Wood Destroying Insect Report (WDI Report) is generated during a home inspection while looking for wood destroying insects such as termites, carpenter bees, carpenter ants, and powder post beetles. A WDI Report are required in some states, such as Texas, when buying a new home.
The uniform mitigation verification inspection form (commonly referred to as form 1802) created by the Florida Office of Insurance Regulation is divided into 7 sections and is used to verify the presence of windstorm mitigation features on a policyholder's property so the insurer can calculate proper discounts.
A freight claim or cargo claim is a legal demand by a shipper or consignee against a carrier in respect of damage to a shipment, or loss thereof. [1] [2] [3]Typically, the claimant will seek damages (financial compensation for loss), but other remedies include "specific performance", where the cargo-owner seeks delivery of the goods as agreed.
It is hardest to recognize hail damage on shingled roofs and flat roofs, but all roofs have their own hail damage detection problems. [49] Metal roofs are fairly resistant to hail damage, but may accumulate cosmetic damage in the form of dents and damaged coatings. Hail is one of the most significant thunderstorm hazards to aircraft. [50]
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In marine insurance, conventional marine insurers such as Lloyds will issue policies covering hull & machinery, or cargo, whereas P&I clubs cover third-party risks (such as a carrier's damage to cargo), pollution risks, and war risks. The term "total loss" can refer to any of these risks, but commonly involves a loss of the hull or cargo.
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