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  2. Top CD rates today: Jan. 23, 2024 — 6 terms earn 5% or higher

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    Explore the top CD rates today to maximize your savings. ... Wells Fargo: Wells Fargo offers a seven-month Special Fixed Rate CD that pays 4.75 percent APY, with a required minimum deposit of ...

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    Unlike a savings account, CD rates are fixed, meaning they won’t change over the life of your term. Minimum deposit. While you can find CDs without minimum starting deposits, some CDs require ...

  6. Certificate of deposit - Wikipedia

    en.wikipedia.org/wiki/Certificate_of_deposit

    A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.

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