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Whether you’re a new driver or looking to renew your policy, understanding insurance requirements will help ensure you stay covered and legally compliant. ... 2026 changes to minimum car ...
Penalty type. First offense. Subsequent offenses. Fines. $300 to $1,000. Up to $5,000. License suspension. Up to one year. Two years. NJ MVC surcharge. $100 for license reinstatement
The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]
New Jersey is the only state in the US with this type of surcharge program. In the last few years, [ when? ] the state has charged drivers $583 million in surcharge fees, but the majority of those charged could not afford to pay the fines and had their driving privileges suspended because of their inability to pay.
New Jersey’s dollar-a-day insurance, or the Special Automobile Insurance Policy (SAIP), is a state-run program that offers low-cost car insurance to New Jersey drivers who have Medicaid with ...
The new agency underwent a number of major overhauls in the areas of security and service, including the implementation of a more secure licensing process and the digital driver license and enhanced customer service training. Like most other DMVs, the former New Jersey DMV had a notorious reputation for poor customer service.
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